Actuarial Services

Insurance Actuaries and Professionals in Mazars are related to financial audits of insurance companies during their professional career. This quality allows them to advice their clients with a financial perspective of the insurance business.

Actuarial Services catalogue includes:

Actuarial services aimed to help Insurance Companies:

• Assessment of portfolios or Insurance Companies (Embedded Value); advice in any of the stages of the calculation, such as methodology, establishment of hypothesis, etc.
• Advice in ALM (ie. Assets and Liabilities Management) of your asset and liability portfolio.
• Development of new products (price settings, technical notes, condition settings...).
• Calculation, study, and analysis of technical provisions both for Life and Non-life insurance as well as general actuarial support.
• Establishment of reinsurance policies.

 - Support when carrying out effective risk transfer tests.

• Specific calculations derived from IFRS regulations such as Liability Adequacy Test.
• Solvency II:

 - Collaboration in calculating QIS and the stress test for EIOPA.

 - Support in the preparation and revision of the internal model.

 - Support in quantifying the different risks.

 - Best Estimate of the technical provisions.

Actuarial Services aimed to help any type of company:

• Advice on implementing, designing, and transforming the corporate welfare system.
• Analysis of the financial impact in the company.
• Selection of the insurance company of management entities.
• Advice on contracting life and health insurance policies.
• Financial-Actuarial revision of pension schemes, both of defined contribution and defined benefit.
• Review of the reasonability and coherence of the flow discounts for cash generating units, based on probability models.
• Support in carrying out efficiency test of financial instruments considered to be of coverage.